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"When it comes to financial planning, you are presented with an array of options to choose from. Most of the people in India are moving to a nuclear fami ly concept. Insuring you and your family members takes precedence over everything else. Agents offer different types of life insurance policies to their customers. Before learning in detail about each of them, let us understand what a life insurance policy is and what is its significance.


What are life insurance plans?


It is a shield that protects your family even after your death. It provides lump sum money to the nominees of the policyholder. It also keeps the financial plans of your family on track.


What are the types of life insurance policies?


When you ask about life insurance policies to your agent Wholesale Baseball Jerseys , be prepared to receive an avalanche of information. As mentioned above, the primary function of life insurance is providing protection. However, some plans allow you to plan your future and helps in building your wealth. The types of life insurance plans can be classified as:

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3) Endowment policy: One of the important life insurance plans is the endowment policy where the amount is payable to the insured, in case heshe is alive until the maturity date. It is a long time financial as well as a savings plan. If the insured dies during the policy term, then the nominees get the bonuses Wholesale MLB Shirts , participating profit, etc.


4) Savings and investment plans: This policy assures you a lump sum money for future expenses. Apart from fulfilling your long and short-term goals in the form of savings, it also offers you an insurance cover.


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6) Child insurance policy: One of the types of life insurance plans that parents are investing upon nowdays is child insurance. It meets your